“I believe that the power to make money is a gift from God.”
— John D. Rockerfeller
Most people have it all wrong about wealth in America. Wealth is not the same as income. Wealth is what you accumulate, not what you spend. To bet on a horse is gambling, to bet that you can come up with three spades is entertainment, 
to bet on cotton going up three points is business. You see the difference?
Money is the one common thread that ties all the nations of the world together. Poverty is the perversion of prosperity, and the parody of financial freedom is debt. The art of creating wealth works in reverse of how one creates debt. The lack of money creates debt. Debt is a product of what you cannot afford. Wealth is a product of the proper management of money. It’s not having a lot of money that initially creates wealth—it is knowing what to do with your money that creates wealth. You must initially see that debt and financial struggles (poverty) go hand in hand.
“Wealth…gives you freedom to make choices.”
— Oprah Winfrey
They say that money isn’t everything. That’s true—but look at how many things it is. In our society, money is everything. For Americans, it is how we keep score. A man’s treatment of money is the most decisive test of his character—how he makes it and how he spends it. Money doesn’t change a person; it exposes him or her for who they already are. If money makes you feel better about yourself, then you neither understand yourself nor the reason for your wealth. The Bible says, “For the love of money is the root of all evil.” But it doesn’t say that money is evil. The personal secular methods that helped a man acquire a fortune are the very ones that keep him from enjoying it. Money itself is not evil nor is it good. Both good and evil can be done with money. The old maxim is, “Money may not bring happiness…”, but I say, “neither does poverty.” When a man respects the potential of money and learns to control its influence, he becomes a wise man. Are you a good money manager?
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